Most insurance companies will pay for your windshield repair even if you have a large deductible as long as you have comprehensive or full coverage insurance.

The reason why insurance companies pay for windshield repair is simple. The insurance companies know if you do not get your windshield repaired that the chip will spread across the entire windshield and you will need to replace your windshield. If you went to the auto dealership and had your windshield replaced it could be very expensive and exceed your deductible. After you paid your deductible, the insurance company would have to pay the remainder to replace your windshield. An example would be if the dealership wanted $850 to replace your windshield and you had a $500 deductible. You would pay the first $500 for your windshield replacement and your insurance company would pay the remanding $350. Your insurance company does not want to do that. Your insurance company would rather pay a little bit of money now to have your windshield repair than to pay a lot more to have your windshield replaced later. This is why the insurance companies do not consider windshield repair as a claim and repairing your windshield will raise your premium.

Additionally, insurance companies get special tax breaks for each windshield repair that they pay for because windshields are not recyclable. A windshield has a thin layer of plastic between two layers of glass and some windshields have heating elements and radio antennas in them which makes it impossible to recycle. Nationally 11 million windshields are replaced annually and the weight of a windshield of over 25 pounds makes 275 million pounds of windshields that go to our landfills each year. It can take more than one million years for glass to decompose in a landfill. To produce a single ton of glass, it can take over 15 million BTU’s of energy and will generate 385 pounds of mining waste and 30 pounds of air pollutants. When an insurance company pays for a windshield repair they are contributing to reducing the impact on our planet’s resources.

We are licenses and insured with these insurance companies to repair your windshield.

We are also an authorized repair shop for Safelite Solutions and Lynx Services When we come out to your home or office, we will call your insurance company and describe to them what kind of windshield repair that we are doing and give them your policy number. The insurance company may ask you a few questions for a survey, like when did you get the rock chip and what road were you on when your windshield got damaged.

Your insurance company will then give us the approval code to fix your windshield. Your insurance company will pay us directly and it will not cost you any money to fix your windshield. A free windshield repair! Just call Humble Windshield Repair at (281) 706-1159.